Disability Insurance

What is Disability Insurance?

Disability Insurance, or DI, helps protect your income should you suffer from a non-industrial injury, illness, or pregnancy related condition. If you are insured with DI and are no longer able to preform your regular or customary work you may be able to continue to receive some of your wages while you recover. Did you know it is estimated that 1 in 4 Americans will become disabled before retirement? Make sure you are covered today.

Total Permanent Disability (TPD) is a phrase used in the insurance industry and in law. Generally speaking, it means that because of a sickness or injury, a person is unable to work in their own or any occupation for which they are suited by training, education, or experience. An individual or group of individuals can insure themselves against it through a disability insurance policy, as part of a life insurance package or through worker’s compensation insurance.

Types of Disability Insurance

We can help you with your Disability Insurance needs. We can help you determine if you need, and are eligible for, individual disability insurance, high-limit disability insurance, key-person disability insurance, or business overhead expense disability insurance.

We also offer Life Insurance and Medicare Products

We can answer your Health Reform Care Act questions.